稳金融背景下的大学生财经素养通识教育模式研究:基于大学生使用互联网消费信贷产品的调查
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四川大学商学院

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F832.4

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四川大学中央高校基本科研业务费项目(2018tw30)


Research on college students' financial literacy education mode under the background of “stabilizing finance”: A survey of college students' use of internet consumer credit products
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Business School, Sichuan University

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    摘要:

    随着经济的发展,互联网消费信贷产品所占市场份额也快速扩大. 随着大学生可支配资金越来越多,其使用互联网信贷产品的基数、频率也在快速上升,引发各类大学生金融风险事件层出不穷. 本文在“稳金融”的国家战略发展理念下,以当前互联网生态和财经通识教育现状为出发点,通过调查大学生使用互联网消费信贷产品的现状,发现大学生财经素养缺失可能会给国家金融稳定的可持续性带来严峻挑战,由此提出“三元?三层?三导”的高校财经素养通识教育优化方案.

    Abstract:

    With the development of economy, the market share of internet consumer credit products is also expanding rapidly. With college students' holding more disposable funds, the base and frequency of using on-line credit products are also rising, which leads to various kinds of college students' financial risk events. Under the background of the new-raised national strategy "stabilizing finance", this paper analyses the current situation of internet ecology and general education of finance and economics, investigates the status quo of college students' use of internet consumer credit products through a survey, and finds that the lack of financial literacy education may bring severe challenges to the sustainability of national financial stability. Therefore, this paper puts forward the optimization scheme of "three elements, three layers and three guides" for general education of financial literacy in colleges and universities.

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引用本文格式: 刘海月,吴鹏,李小平. 稳金融背景下的大学生财经素养通识教育模式研究:基于大学生使用互联网消费信贷产品的调查[J]. 四川大学学报: 自然科学版, 2021, 58: 057001.

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  • 收稿日期:2021-07-06
  • 最后修改日期:2021-08-06
  • 录用日期:2021-08-19
  • 在线发布日期: 2021-10-18
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